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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,662 | $146,267-77.7% | $197,124-83.4% | $82,448-60.4% |
| Participation rate | 74.4% | 84.0%-9.7pp | 86.7%-12.4pp | 68.1%+6.3pp |
| Annual return | 20.65% | 29.61%-9.0pp | 44.34%-23.7pp | 41.64%-21.0pp |
| Employer contribution / active EE | $2,318 | $4,723-50.9% | $6,227-62.8% | $2,551-9.1% |
| Participant deferral / active EE | $4,125 | $7,035-41.4% | $9,135-54.8% | $4,139-0.3% |
| Admin fee / account holder | $1,010 | $14,422-93.0% | $16,298-93.8% | $7,234-86.0% |