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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,977 | $88,672-20.0% | $105,223-32.5% | $82,448-13.9% |
| Participation rate | 44.9% | 67.9%-23.0pp | 75.0%-30.1pp | 68.1%-23.1pp |
| Annual return | 14.99% | 30.86%-15.9pp | 180.65%-165.7pp | 41.64%-26.6pp |
| Employer contribution / active EE | $915 | $3,048-70.0% | $3,689-75.2% | $2,551-64.1% |
| Participant deferral / active EE | $2,089 | $4,036-48.2% | $5,072-58.8% | $4,139-49.5% |
| Admin fee / account holder | $2,204 | $7,146-69.2% | $8,859-75.1% | $7,234-69.5% |