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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,908 | $92,828+28.1% | $118,8920% | $92,828+28.1% |
| Participation rate | 68.8% | 67.3%+1.5pp | 80.1%-11.3pp | 67.3%+1.5pp |
| Annual return | 13.56% | 15.51%-1.9pp | -22.49%+36.1pp | 15.51%-1.9pp |
| Employer contribution / active EE | $1,663 | $3,462-52.0% | $3,143-47.1% | $3,462-52.0% |
| Participant deferral / active EE | $5,897 | $3,978+48.2% | $5,166+14.2% | $3,978+48.2% |
| Admin fee / account holder | $5,279 | $4,027+31.1% | $3,964+33.2% | $4,027+31.1% |