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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,908 | $84,712+40.4% | $148,243-19.8% | $84,712+40.4% |
| Participation rate | 68.8% | 58.1%+10.7pp | 89.1%-20.3pp | 58.1%+10.7pp |
| Annual return | 13.56% | 15.22%-1.7pp | -8.20%+21.8pp | 15.22%-1.7pp |
| Employer contribution / active EE | $1,663 | $2,451-32.2% | $3,412-51.3% | $2,451-32.2% |
| Participant deferral / active EE | $5,897 | $3,010+95.9% | $4,089+44.2% | $3,010+95.9% |
| Admin fee / account holder | $5,279 | $7,361-28.3% | $7,881-33.0% | $7,361-28.3% |