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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $661,612 | $86,050+668.9% | $189,758+248.7% | $94,015+603.7% |
| Participation rate | 98.5% | 68.9%+29.6pp | 79.8%+18.7pp | 70.8%+27.7pp |
| Annual return | 14.34% | 17.77%-3.4pp | 52.62%-38.3pp | 17.84%-3.5pp |
| Employer contribution / active EE | $31,979 | $2,819+1034.3% | $4,767+570.9% | $2,790+1046.1% |
| Participant deferral / active EE | $10,327 | $3,349+208.4% | $5,856+76.4% | $4,249+143.0% |
| Admin fee / account holder | $82,571 | $6,627+1146.0% | $20,388+305.0% | $8,951+822.5% |