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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,260 | $97,550+19.2% | $120,344-3.4% | $87,485+32.9% |
| Participation rate | 77.6% | 72.8%+4.8pp | 76.7%+0.9pp | 68.9%+8.7pp |
| Annual return | 11.80% | 18.41%-6.6pp | 20.30%-8.5pp | 26.06%-14.3pp |
| Employer contribution / active EE | $1,234 | $2,291-46.1% | $3,020-59.1% | $2,596-52.5% |
| Participant deferral / active EE | $3,321 | $4,230-21.5% | $5,135-35.3% | $4,274-22.3% |
| Admin fee / account holder | $11,146 | $9,543+16.8% | $12,742-12.5% | $7,775+43.4% |