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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,260 | $95,453+21.8% | $112,040+3.8% | $82,448+41.0% |
| Participation rate | 77.6% | 72.8%+4.9pp | 76.5%+1.1pp | 68.1%+9.6pp |
| Annual return | 11.80% | 23.92%-12.1pp | 24.52%-12.7pp | 41.64%-29.8pp |
| Employer contribution / active EE | $1,234 | $2,318-46.8% | $2,954-58.2% | $2,551-51.6% |
| Participant deferral / active EE | $3,321 | $4,224-21.4% | $5,098-34.8% | $4,139-19.8% |
| Admin fee / account holder | $11,146 | $9,013+23.7% | $12,098-7.9% | $7,234+54.1% |