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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,921 | $86,940+67.8% | $102,434+42.5% | $80,935+80.3% |
| Participation rate | 93.1% | 72.4%+20.7pp | 76.5%+16.6pp | 67.7%+25.4pp |
| Annual return | 9.74% | 18.89%-9.1pp | 29.46%-19.7pp | 35.66%-25.9pp |
| Employer contribution / active EE | $905 | $2,370-61.8% | $3,023-70.1% | $2,757-67.2% |
| Participant deferral / active EE | $5,360 | $4,121+30.1% | $5,055+6.0% | $4,299+24.7% |
| Admin fee / account holder | $12,498 | $8,047+55.3% | $9,462+32.1% | $6,924+80.5% |