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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,172 | $102,595+37.6% | $94,057+50.1% | $154,746-8.8% |
| Participation rate | 70.0% | 76.0%-6.0pp | 73.3%-3.3pp | 80.7%-10.7pp |
| Annual return | 8.03% | 583.42%-575.4pp | 480.62%-472.6pp | 172.34%-164.3pp |
| Employer contribution / active EE | $1,401 | $3,147-55.5% | $2,933-52.2% | $4,379-68.0% |
| Participant deferral / active EE | $3,244 | $5,118-36.6% | $4,709-31.1% | $6,730-51.8% |
| Admin fee / account holder | $1,636 | $7,736-78.9% | $7,244-77.4% | $14,365-88.6% |