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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,172 | $70,366+100.6% | $66,674+111.7% | $138,895+1.6% |
| Participation rate | 70.0% | 76.2%-6.2pp | 73.7%-3.7pp | 79.9%-9.9pp |
| Annual return | 8.03% | 386.41%-378.4pp | 321.24%-313.2pp | 145.39%-137.4pp |
| Employer contribution / active EE | $1,401 | $2,765-49.3% | $2,620-46.5% | $4,194-66.6% |
| Participant deferral / active EE | $3,244 | $4,374-25.8% | $4,084-20.6% | $6,396-49.3% |
| Admin fee / account holder | $1,636 | $5,262-68.9% | $5,098-67.9% | $12,562-87.0% |