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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,233 | $87,037-61.8% | $106,201-68.7% | $80,874-58.9% |
| Participation rate | 72.0% | 70.4%+1.6pp | 75.3%-3.3pp | 67.6%+4.4pp |
| Annual return | 11.61% | 17.05%-5.4pp | 116.26%-104.7pp | 35.62%-24.0pp |
| Employer contribution / active EE | $1,701 | $2,396-29.0% | $3,170-46.3% | $2,756-38.3% |
| Participant deferral / active EE | $1,515 | $3,986-62.0% | $5,012-69.8% | $4,297-64.7% |
| Admin fee / account holder | $1,417 | $8,434-83.2% | $11,039-87.2% | $6,935-79.6% |