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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,233 | $87,132-61.9% | $105,624-68.5% | $80,959-59.0% |
| Participation rate | 72.0% | 70.4%+1.6pp | 75.3%-3.3pp | 67.7%+4.3pp |
| Annual return | 11.61% | 17.03%-5.4pp | 116.20%-104.6pp | 35.67%-24.1pp |
| Employer contribution / active EE | $1,701 | $2,397-29.0% | $3,168-46.3% | $2,757-38.3% |
| Participant deferral / active EE | $1,515 | $3,985-62.0% | $5,013-69.8% | $4,300-64.8% |
| Admin fee / account holder | $1,417 | $8,449-83.2% | $10,961-87.1% | $6,925-79.5% |