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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,021 | $100,125-22.1% | $81,482-4.2% | $145,978-46.6% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 13.33% | 34.44%-21.1pp | 24.79%-11.5pp | 550.52%-537.2pp |
| Employer contribution / active EE | $429 | $2,977-85.6% | $2,463-82.6% | $4,662-90.8% |
| Participant deferral / active EE | $1,122 | $4,609-75.7% | $3,885-71.1% | $6,690-83.2% |
| Admin fee / account holder | $20,219 | $8,198+146.6% | $5,761+250.9% | $13,400+50.9% |