Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,729 | $58,627-73.2% | $76,735-79.5% | $82,448-80.9% |
| Participation rate | 41.7% | 63.2%-21.6pp | 69.5%-27.8pp | 68.1%-26.4pp |
| Annual return | 16.88% | 39.10%-22.2pp | 29.77%-12.9pp | 41.64%-24.8pp |
| Employer contribution / active EE | $386 | $1,729-77.7% | $2,454-84.3% | $2,551-84.9% |
| Participant deferral / active EE | $1,405 | $3,134-55.2% | $4,088-65.6% | $4,139-66.0% |
| Admin fee / account holder | $4,914 | $5,323-7.7% | $7,189-31.7% | $7,234-32.1% |