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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,581 | $139,948-92.4% | $121,663-91.3% | $154,746-93.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 27.33% | 230.52%-203.2pp | 147.54%-120.2pp | 172.34%-145.0pp |
| Employer contribution / active EE | $3,436 | $3,521-2.4% | $3,020+13.8% | $4,379-21.5% |
| Participant deferral / active EE | $13,900 | $5,629+146.9% | $4,887+184.4% | $6,730+106.5% |
| Admin fee / account holder | $17,716 | $17,321+2.3% | $14,289+24.0% | $14,365+23.3% |