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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,581 | $142,354-92.6% | $125,529-91.6% | $155,188-93.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 27.33% | 306.06%-278.7pp | 202.56%-175.2pp | 148.84%-121.5pp |
| Employer contribution / active EE | $3,436 | $3,501-1.9% | $3,058+12.4% | $4,248-19.1% |
| Participant deferral / active EE | $13,900 | $5,491+153.1% | $4,813+188.8% | $6,531+112.8% |
| Admin fee / account holder | $17,716 | $19,392-8.6% | $16,298+8.7% | $14,480+22.4% |