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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,581 | $132,634-92.0% | $115,768-90.9% | $137,256-92.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 27.33% | 160.70%-133.4pp | 100.46%-73.1pp | 220.34%-193.0pp |
| Employer contribution / active EE | $3,436 | $3,360+2.3% | $2,940+16.9% | $4,156-17.3% |
| Participant deferral / active EE | $13,900 | $5,619+147.4% | $4,917+182.7% | $6,407+117.0% |
| Admin fee / account holder | $17,716 | $15,028+17.9% | $12,439+42.4% | $12,270+44.4% |