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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,464 | $88,360-59.9% | $145,433-75.6% | $67,986-47.8% |
| Participation rate | 91.3% | 65.5%+25.8pp | 82.1%+9.1pp | 57.2%+34.1pp |
| Annual return | 65.11% | 63.15%+2.0pp | 66.58%-1.5pp | 31.67%+33.4pp |
| Employer contribution / active EE | $0 | $3,054-100.0% | $4,554-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $12,954 | $5,932+118.4% | $7,897+64.0% | $3,358+285.8% |
| Admin fee / account holder | $2,640 | $3,313-20.3% | $13,129-79.9% | $3,203-17.6% |