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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,564 | $69,118-55.8% | $53,647-43.0% | $138,895-78.0% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 14.21% | 248.26%-234.1pp | 358.33%-344.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $504 | $1,189-57.7% | $962-47.6% | $4,194-88.0% |
| Participant deferral / active EE | $1,584 | $2,274-30.3% | $1,813-12.6% | $6,396-75.2% |
| Admin fee / account holder | $1,877 | $2,724-31.1% | $2,460-23.7% | $12,562-85.1% |