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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,564 | $104,650-70.8% | $83,854-63.6% | $155,188-80.3% |
| Participation rate | 66.7% | 65.1%+1.6pp | 59.1%+7.6pp | 80.8%-14.1pp |
| Annual return | 14.21% | 28.97%-14.8pp | 31.39%-17.2pp | 148.84%-134.6pp |
| Employer contribution / active EE | $504 | $1,196-57.9% | $1,017-50.5% | $4,248-88.1% |
| Participant deferral / active EE | $1,584 | $2,367-33.1% | $2,035-22.2% | $6,531-75.7% |
| Admin fee / account holder | $1,877 | $3,518-46.7% | $3,197-41.3% | $14,480-87.0% |