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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,348 | $114,119-0.7% | $107,187+5.7% | $138,895-18.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 20.87% | 273.21%-252.3pp | 204.55%-183.7pp | 145.39%-124.5pp |
| Employer contribution / active EE | $14,324 | $4,059+252.9% | $3,782+278.7% | $4,194+241.5% |
| Participant deferral / active EE | $9,719 | $5,538+75.5% | $5,096+90.7% | $6,396+51.9% |
| Admin fee / account holder | $1,075 | $10,024-89.3% | $9,162-88.3% | $12,562-91.4% |