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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,728 | $111,535-59.0% | $105,223-56.5% | $137,256-66.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.70% | 237.85%-217.2pp | 180.65%-160.0pp | 220.34%-199.6pp |
| Employer contribution / active EE | $22,923 | $3,939+481.9% | $3,689+521.5% | $4,156+451.6% |
| Participant deferral / active EE | $8,576 | $5,500+55.9% | $5,072+69.1% | $6,407+33.9% |
| Admin fee / account holder | $952 | $9,721-90.2% | $8,859-89.3% | $12,270-92.2% |