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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,290 | $99,053-75.5% | $88,179-72.5% | $138,895-82.5% |
| Participation rate | 95.0% | 74.2%+20.8pp | 69.1%+25.9pp | 79.9%+15.1pp |
| Annual return | 24.78% | 78.17%-53.4pp | 64.97%-40.2pp | 145.39%-120.6pp |
| Employer contribution / active EE | $3 | $2,882-99.9% | $2,549-99.9% | $4,194-99.9% |
| Participant deferral / active EE | $31,498 | $5,225+502.8% | $4,614+582.7% | $6,396+392.4% |
| Admin fee / account holder | $6,893 | $8,748-21.2% | $7,673-10.2% | $12,562-45.1% |