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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,924 | $94,031-39.5% | $115,768-50.8% | $82,448-31.0% |
| Participation rate | 31.0% | 70.4%-39.5pp | 74.4%-43.4pp | 68.1%-37.1pp |
| Annual return | 43.96% | 20.61%+23.4pp | 100.46%-56.5pp | 41.64%+2.3pp |
| Employer contribution / active EE | $809 | $2,323-65.2% | $2,940-72.5% | $2,551-68.3% |
| Participant deferral / active EE | $4,184 | $3,972+5.3% | $4,917-14.9% | $4,139+1.1% |
| Admin fee / account holder | $1,929 | $10,249-81.2% | $12,439-84.5% | $7,234-73.3% |