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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,924 | $109,620-48.1% | $148,496-61.7% | $94,015-39.5% |
| Participation rate | 31.0% | 71.3%-40.3pp | 76.0%-45.1pp | 70.8%-39.9pp |
| Annual return | 43.96% | 17.54%+26.4pp | 12.33%+31.6pp | 17.84%+26.1pp |
| Employer contribution / active EE | $809 | $2,618-69.1% | $3,497-76.9% | $2,790-71.0% |
| Participant deferral / active EE | $4,184 | $3,831+9.2% | $4,808-13.0% | $4,249-1.5% |
| Admin fee / account holder | $1,929 | $10,050-80.8% | $19,547-90.1% | $8,951-78.4% |