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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,272 | $138,385+98.9% | $184,243+49.4% | $80,925+240.2% |
| Participation rate | 85.0% | 83.9%+1.1pp | 86.8%-1.8pp | 67.7%+17.3pp |
| Annual return | 18.33% | 20.02%-1.7pp | 28.82%-10.5pp | 35.65%-17.3pp |
| Employer contribution / active EE | $16,826 | $4,851+246.9% | $6,427+161.8% | $2,756+510.5% |
| Participant deferral / active EE | $20,158 | $7,075+184.9% | $9,132+120.7% | $4,299+368.9% |
| Admin fee / account holder | $588 | $10,489-94.4% | $13,914-95.8% | $6,940-91.5% |