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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,263 | $146,267+181.2% | $197,124+108.6% | $82,448+398.8% |
| Participation rate | 95.1% | 84.0%+11.1pp | 86.7%+8.4pp | 68.1%+27.1pp |
| Annual return | 53.95% | 29.61%+24.3pp | 44.34%+9.6pp | 41.64%+12.3pp |
| Employer contribution / active EE | $20,856 | $4,723+341.6% | $6,227+234.9% | $2,551+717.6% |
| Participant deferral / active EE | $18,276 | $7,035+159.8% | $9,135+100.1% | $4,139+341.5% |
| Admin fee / account holder | $45,212 | $14,422+213.5% | $16,298+177.4% | $7,234+525.0% |