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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,499 | $110,093-80.5% | $97,295-77.9% | $145,897-85.3% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 12.50% | 244.76%-232.3pp | 75.62%-63.1pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,505 | $3,077-51.1% | $2,723-44.7% | $4,663-67.7% |
| Participant deferral / active EE | $3,839 | $4,678-17.9% | $4,264-9.9% | $6,689-42.6% |
| Admin fee / account holder | $796 | $6,212-87.2% | $5,646-85.9% | $13,390-94.1% |