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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,130 | $155,555-92.2% | $146,866-91.7% | $155,188-92.2% |
| Participation rate | 94.4% | 84.0%+10.5pp | 82.5%+11.9pp | 80.8%+13.6pp |
| Annual return | 20.44% | 115.41%-95.0pp | 102.85%-82.4pp | 148.84%-128.4pp |
| Employer contribution / active EE | $1,306 | $4,647-71.9% | $4,425-70.5% | $4,248-69.3% |
| Participant deferral / active EE | $2,585 | $8,044-67.9% | $7,759-66.7% | $6,531-60.4% |
| Admin fee / account holder | $321 | $14,755-97.8% | $13,620-97.6% | $14,480-97.8% |