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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,130 | $156,398-92.2% | $147,318-91.8% | $138,895-91.3% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.4pp | 79.9%+14.5pp |
| Annual return | 20.44% | 78.75%-58.3pp | 70.43%-50.0pp | 145.39%-125.0pp |
| Employer contribution / active EE | $1,306 | $4,853-73.1% | $4,593-71.6% | $4,194-68.9% |
| Participant deferral / active EE | $2,585 | $8,237-68.6% | $7,906-67.3% | $6,396-59.6% |
| Admin fee / account holder | $321 | $14,976-97.9% | $13,708-97.7% | $12,562-97.4% |