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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,994 | $97,289-68.1% | $92,805-66.6% | $155,188-80.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 24.72% | 29.03%-4.3pp | 31.59%-6.9pp | 148.84%-124.1pp |
| Employer contribution / active EE | $2,443 | $3,632-32.7% | $3,424-28.6% | $4,248-42.5% |
| Participant deferral / active EE | $9,636 | $8,795+9.6% | $8,448+14.1% | $6,531+47.5% |
| Admin fee / account holder | $389 | $12,015-96.8% | $10,911-96.4% | $14,480-97.3% |