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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,653 | $183,516-79.5% | $155,534-75.8% | $145,884-74.2% |
| Participation rate | 10.0% | 82.7%-72.7pp | 78.2%-68.2pp | 80.3%-70.3pp |
| Annual return | 33.80% | 61.43%-27.6pp | 64.92%-31.1pp | 551.85%-518.0pp |
| Employer contribution / active EE | $1,734 | $5,315-67.4% | $4,675-62.9% | $4,662-62.8% |
| Participant deferral / active EE | $4,497 | $6,467-30.5% | $5,630-20.1% | $6,690-32.8% |
| Admin fee / account holder | $6,232 | $19,293-67.7% | $15,900-60.8% | $13,392-53.5% |