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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,613 | $174,379+57.5% | $152,093+80.6% | $138,895+97.7% |
| Participation rate | 62.5% | 81.6%-19.1pp | 77.8%-15.3pp | 79.9%-17.4pp |
| Annual return | 16.72% | 74.86%-58.1pp | 66.36%-49.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,565 | $4,652-44.9% | $4,175-38.6% | $4,194-38.8% |
| Participant deferral / active EE | $9,525 | $6,159+54.7% | $5,451+74.7% | $6,396+48.9% |
| Admin fee / account holder | $215 | $16,880-98.7% | $14,497-98.5% | $12,562-98.3% |