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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,866 | $183,516+19.3% | $155,534+40.7% | $145,884+50.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 13.83% | 61.43%-47.6pp | 64.92%-51.1pp | 551.85%-538.0pp |
| Employer contribution / active EE | $2,641 | $5,315-50.3% | $4,675-43.5% | $4,662-43.3% |
| Participant deferral / active EE | $10,479 | $6,467+62.0% | $5,630+86.1% | $6,690+56.6% |
| Admin fee / account holder | $1,183 | $19,293-93.9% | $15,900-92.6% | $13,392-91.2% |