Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,668 | $94,031-68.4% | $115,768-74.4% | $82,448-64.0% |
| Participation rate | 34.9% | 70.4%-35.5pp | 74.4%-39.5pp | 68.1%-33.2pp |
| Annual return | 16.09% | 20.61%-4.5pp | 100.46%-84.4pp | 41.64%-25.5pp |
| Employer contribution / active EE | $691 | $2,323-70.3% | $2,940-76.5% | $2,551-72.9% |
| Participant deferral / active EE | $1,683 | $3,972-57.6% | $4,917-65.8% | $4,139-59.3% |
| Admin fee / account holder | $1,327 | $10,249-87.1% | $12,439-89.3% | $7,234-81.7% |