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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,787 | $104,650-68.7% | $83,854-60.9% | $155,188-78.9% |
| Participation rate | 54.5% | 65.1%-10.5pp | 59.1%-4.6pp | 80.8%-26.3pp |
| Annual return | 13.64% | 28.97%-15.3pp | 31.39%-17.8pp | 148.84%-135.2pp |
| Employer contribution / active EE | $805 | $1,196-32.7% | $1,017-20.8% | $4,248-81.0% |
| Participant deferral / active EE | $1,129 | $2,367-52.3% | $2,035-44.5% | $6,531-82.7% |
| Admin fee / account holder | $2,411 | $3,518-31.5% | $3,197-24.6% | $14,480-83.4% |