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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,787 | $69,118-52.6% | $53,647-38.9% | $138,895-76.4% |
| Participation rate | 54.5% | 64.0%-9.4pp | 56.3%-1.7pp | 79.9%-25.4pp |
| Annual return | 13.64% | 248.26%-234.6pp | 358.33%-344.7pp | 145.39%-131.8pp |
| Employer contribution / active EE | $805 | $1,189-32.3% | $962-16.3% | $4,194-80.8% |
| Participant deferral / active EE | $1,129 | $2,274-50.4% | $1,813-37.8% | $6,396-82.4% |
| Admin fee / account holder | $2,411 | $2,724-11.5% | $2,460-2.0% | $12,562-80.8% |