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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,469 | $159,934-80.9% | $147,005-79.3% | $145,959-79.1% |
| Participation rate | 36.4% | 84.0%-47.6pp | 82.2%-45.8pp | 80.3%-43.9pp |
| Annual return | 15.78% | 98.24%-82.5pp | 418.76%-403.0pp | 561.95%-546.2pp |
| Employer contribution / active EE | $1,960 | $5,287-62.9% | $4,934-60.3% | $4,661-58.0% |
| Participant deferral / active EE | $1,403 | $8,427-83.4% | $8,070-82.6% | $6,689-79.0% |
| Admin fee / account holder | $145 | $15,053-99.0% | $13,006-98.9% | $13,398-98.9% |