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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,469 | $160,028-81.0% | $147,080-79.3% | $145,884-79.1% |
| Participation rate | 36.4% | 84.0%-47.7pp | 82.2%-45.8pp | 80.3%-43.9pp |
| Annual return | 15.78% | 98.60%-82.8pp | 420.17%-404.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,960 | $5,286-62.9% | $4,933-60.3% | $4,662-58.0% |
| Participant deferral / active EE | $1,403 | $8,422-83.3% | $8,066-82.6% | $6,690-79.0% |
| Admin fee / account holder | $145 | $15,030-99.0% | $12,989-98.9% | $13,392-98.9% |