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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,247 | $201,370+55.6% | $184,256+70.0% | $145,897+114.7% |
| Participation rate | 94.1% | 87.5%+6.6pp | 86.8%+7.3pp | 80.3%+13.8pp |
| Annual return | 15.20% | 29.05%-13.9pp | 28.85%-13.6pp | 552.29%-537.1pp |
| Employer contribution / active EE | $8,643 | $7,024+23.1% | $6,427+34.5% | $4,663+85.4% |
| Participant deferral / active EE | $8,187 | $9,808-16.5% | $9,133-10.4% | $6,689+22.4% |
| Admin fee / account holder | $9,447 | $16,364-42.3% | $13,899-32.0% | $13,390-29.4% |