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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,095 | $209,336+67.2% | $197,124+77.6% | $137,256+155.1% |
| Participation rate | 93.8% | 87.3%+6.4pp | 86.7%+7.0pp | 80.0%+13.8pp |
| Annual return | 14.93% | 48.09%-33.2pp | 44.34%-29.4pp | 220.34%-205.4pp |
| Employer contribution / active EE | $9,165 | $6,591+39.1% | $6,227+47.2% | $4,156+120.5% |
| Participant deferral / active EE | $9,290 | $9,614-3.4% | $9,135+1.7% | $6,407+45.0% |
| Admin fee / account holder | $8,613 | $17,308-50.2% | $16,298-47.2% | $12,270-29.8% |