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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,850 | $72,071-75.2% | $68,368-73.9% | $137,256-87.0% |
| Participation rate | 40.0% | 76.2%-36.2pp | 73.8%-33.8pp | 80.0%-40.0pp |
| Annual return | 13.29% | 353.14%-339.8pp | 292.57%-279.3pp | 220.34%-207.0pp |
| Employer contribution / active EE | $398 | $2,788-85.7% | $2,649-85.0% | $4,156-90.4% |
| Participant deferral / active EE | $1,793 | $4,410-59.3% | $4,123-56.5% | $6,407-72.0% |
| Admin fee / account holder | $7,250 | $5,336+35.9% | $5,150+40.8% | $12,270-40.9% |