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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,229 | $201,372+15.3% | $184,260+26.0% | $145,884+59.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.83% | 29.04%-13.2pp | 28.84%-13.0pp | 551.85%-536.0pp |
| Employer contribution / active EE | $9,202 | $7,024+31.0% | $6,427+43.2% | $4,662+97.4% |
| Participant deferral / active EE | $11,452 | $9,808+16.8% | $9,133+25.4% | $6,690+71.2% |
| Admin fee / account holder | $433 | $16,362-97.4% | $13,898-96.9% | $13,392-96.8% |