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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,142 | $88,672-50.2% | $105,223-58.0% | $82,448-46.5% |
| Participation rate | 81.0% | 67.9%+13.0pp | 75.0%+5.9pp | 68.1%+12.9pp |
| Annual return | 11.89% | 30.86%-19.0pp | 180.65%-168.8pp | 41.64%-29.8pp |
| Employer contribution / active EE | $6,079 | $3,048+99.4% | $3,689+64.8% | $2,551+138.3% |
| Participant deferral / active EE | $181 | $4,036-95.5% | $5,072-96.4% | $4,139-95.6% |
| Admin fee / account holder | $3,133 | $7,146-56.2% | $8,859-64.6% | $7,234-56.7% |