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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,217 | $109,904-43.4% | $97,167-36.0% | $145,959-57.4% |
| Participation rate | 33.3% | 75.9%-42.6pp | 72.7%-39.4pp | 80.3%-47.0pp |
| Annual return | 8.69% | 243.43%-234.7pp | 75.27%-66.6pp | 561.95%-553.3pp |
| Employer contribution / active EE | $743 | $3,084-75.9% | $2,729-72.8% | $4,661-84.1% |
| Participant deferral / active EE | $1,794 | $4,676-61.6% | $4,264-57.9% | $6,689-73.2% |
| Admin fee / account holder | $1,009 | $6,216-83.8% | $5,650-82.1% | $13,398-92.5% |