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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,217 | $109,908-43.4% | $97,161-36.0% | $145,978-57.4% |
| Participation rate | 33.3% | 75.9%-42.6pp | 72.7%-39.4pp | 80.3%-47.0pp |
| Annual return | 8.69% | 243.80%-235.1pp | 75.36%-66.7pp | 550.52%-541.8pp |
| Employer contribution / active EE | $743 | $3,077-75.8% | $2,723-72.7% | $4,662-84.1% |
| Participant deferral / active EE | $1,794 | $4,679-61.7% | $4,265-57.9% | $6,690-73.2% |
| Admin fee / account holder | $1,009 | $6,213-83.8% | $5,647-82.1% | $13,400-92.5% |