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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,217 | $110,039-43.5% | $97,260-36.0% | $145,884-57.4% |
| Participation rate | 33.3% | 75.9%-42.6pp | 72.7%-39.3pp | 80.3%-47.0pp |
| Annual return | 8.69% | 244.44%-235.8pp | 75.54%-66.9pp | 551.85%-543.2pp |
| Employer contribution / active EE | $743 | $3,074-75.8% | $2,721-72.7% | $4,662-84.1% |
| Participant deferral / active EE | $1,794 | $4,674-61.6% | $4,262-57.9% | $6,690-73.2% |
| Admin fee / account holder | $1,009 | $6,204-83.7% | $5,640-82.1% | $13,392-92.5% |