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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,127 | $166,268-13.9% | $165,100-13.3% | $145,897-1.9% |
| Participation rate | 72.7% | 82.0%-9.3pp | 78.6%-5.9pp | 80.3%-7.6pp |
| Annual return | 12.80% | 100.52%-87.7pp | 70.21%-57.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,639 | $5,284-50.0% | $4,348-39.3% | $4,663-43.4% |
| Participant deferral / active EE | $11,984 | $6,964+72.1% | $6,035+98.6% | $6,689+79.1% |
| Admin fee / account holder | $1,593 | $16,659-90.4% | $12,696-87.5% | $13,390-88.1% |