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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,534 | $199,109-17.4% | $173,730-5.3% | $154,746+6.3% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 16.36% | 20.02%-3.7pp | 19.96%-3.6pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,625 | $5,311-50.6% | $4,577-42.6% | $4,379-40.1% |
| Participant deferral / active EE | $12,479 | $7,113+75.5% | $6,326+97.3% | $6,730+85.4% |
| Admin fee / account holder | $1,690 | $20,916-91.9% | $17,523-90.4% | $14,365-88.2% |