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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,038 | $94,031-65.9% | $115,768-72.3% | $82,448-61.1% |
| Participation rate | 55.3% | 70.4%-15.2pp | 74.4%-19.1pp | 68.1%-12.8pp |
| Annual return | 13.66% | 20.61%-6.9pp | 100.46%-86.8pp | 41.64%-28.0pp |
| Employer contribution / active EE | $690 | $2,323-70.3% | $2,940-76.5% | $2,551-73.0% |
| Participant deferral / active EE | $1,790 | $3,972-54.9% | $4,917-63.6% | $4,139-56.8% |
| Admin fee / account holder | $4,926 | $10,249-51.9% | $12,439-60.4% | $7,234-31.9% |