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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,172 | $156,398+109.2% | $147,318+122.1% | $138,895+135.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.16% | 78.75%-66.6pp | 70.43%-58.3pp | 145.39%-133.2pp |
| Employer contribution / active EE | $1,895 | $4,853-61.0% | $4,593-58.7% | $4,194-54.8% |
| Participant deferral / active EE | $4,290 | $8,237-47.9% | $7,906-45.7% | $6,396-32.9% |
| Admin fee / account holder | $18,943 | $14,976+26.5% | $13,708+38.2% | $12,562+50.8% |