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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,172 | $154,228+112.1% | $145,433+125.0% | $137,256+138.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.16% | 74.59%-62.4pp | 66.58%-54.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,895 | $4,804-60.6% | $4,554-58.4% | $4,156-54.4% |
| Participant deferral / active EE | $4,290 | $8,216-47.8% | $7,897-45.7% | $6,407-33.0% |
| Admin fee / account holder | $18,943 | $14,344+32.1% | $13,129+44.3% | $12,270+54.4% |