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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,304 | $162,136+45.1% | $152,301+54.5% | $154,746+52.1% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 6.47% | 91.02%-84.6pp | 80.50%-74.0pp | 172.34%-165.9pp |
| Employer contribution / active EE | $2,873 | $4,890-41.2% | $4,624-37.9% | $4,379-34.4% |
| Participant deferral / active EE | $3,113 | $8,341-62.7% | $8,004-61.1% | $6,730-53.8% |
| Admin fee / account holder | $4,811 | $15,759-69.5% | $14,398-66.6% | $14,365-66.5% |