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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,124 | $71,208-40.8% | $93,681-55.0% | $80,911-47.9% |
| Participation rate | 42.4% | 60.4%-18.0pp | 68.7%-26.3pp | 67.6%-25.2pp |
| Annual return | 16.99% | 11.27%+5.7pp | 133.47%-116.5pp | 35.63%-18.6pp |
| Employer contribution / active EE | $1,197 | $1,564-23.5% | $2,422-50.6% | $2,756-56.6% |
| Participant deferral / active EE | $2,188 | $4,035-45.8% | $4,415-50.4% | $4,297-49.1% |
| Admin fee / account holder | $1,194 | $6,951-82.8% | $8,290-85.6% | $6,935-82.8% |