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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,686 | $172,111+25.9% | $150,298+44.2% | $137,256+57.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 8.73% | 69.37%-60.6pp | 62.79%-54.1pp | 220.34%-211.6pp |
| Employer contribution / active EE | $3,283 | $4,636-29.2% | $4,154-21.0% | $4,156-21.0% |
| Participant deferral / active EE | $6,691 | $6,166+8.5% | $5,453+22.7% | $6,407+4.4% |
| Admin fee / account holder | $104,785 | $16,471+536.2% | $14,116+642.3% | $12,270+754.0% |