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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,686 | $174,379+24.3% | $152,093+42.5% | $138,895+56.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.73% | 74.86%-66.1pp | 66.36%-57.6pp | 145.39%-136.7pp |
| Employer contribution / active EE | $3,283 | $4,652-29.4% | $4,175-21.4% | $4,194-21.7% |
| Participant deferral / active EE | $6,691 | $6,159+8.6% | $5,451+22.7% | $6,396+4.6% |
| Admin fee / account holder | $104,785 | $16,880+520.8% | $14,497+622.8% | $12,562+734.1% |