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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,611 | $183,516+40.9% | $155,534+66.3% | $145,884+77.3% |
| Participation rate | 82.4% | 82.7%-0.4pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 10.18% | 61.43%-51.2pp | 64.92%-54.7pp | 551.85%-541.7pp |
| Employer contribution / active EE | $3,722 | $5,315-30.0% | $4,675-20.4% | $4,662-20.2% |
| Participant deferral / active EE | $6,930 | $6,467+7.2% | $5,630+23.1% | $6,690+3.6% |
| Admin fee / account holder | $122,471 | $19,293+534.8% | $15,900+670.3% | $13,392+814.5% |