Filed November 25, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,549 | $108,825-40.7% | $156,181-58.7% | $82,448-21.7% |
| Participation rate | 42.6% | 72.4%-29.8pp | 78.8%-36.3pp | 68.1%-25.5pp |
| Annual return | 27.83% | 20.59%+7.2pp | 64.87%-37.0pp | 41.64%-13.8pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,118 | $4,577-53.7% | $6,132-65.5% | $4,139-48.8% |
| Admin fee / account holder | $2,561 | $9,341-72.6% | $14,586-82.4% | $7,234-64.6% |