Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,512 | $81,487-73.6% | $102,412-79.0% | $80,935-73.4% |
| Participation rate | 39.4% | 66.8%-27.4pp | 74.5%-35.1pp | 67.7%-28.3pp |
| Annual return | 9.85% | 25.60%-15.7pp | 24.94%-15.1pp | 35.66%-25.8pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,560 | $3,871-33.9% | $5,060-49.4% | $4,299-40.5% |
| Admin fee / account holder | $2,611 | $6,717-61.1% | $8,388-68.9% | $6,924-62.3% |