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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,195 | $211,224+83.3% | $178,505+116.9% | $145,897+165.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.74% | 30.28%-16.5pp | 27.16%-13.4pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,070 | $4,577-76.6% | $3,955-73.0% | $4,663-77.1% |
| Participant deferral / active EE | $2,506 | $6,966-64.0% | $6,280-60.1% | $6,689-62.5% |
| Admin fee / account holder | $2,952 | $12,109-75.6% | $10,428-71.7% | $13,390-78.0% |