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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,108 | $129,737+30.3% | $119,126+42.0% | $154,746+9.3% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 3.23% | 379.08%-375.9pp | 282.11%-278.9pp | 172.34%-169.1pp |
| Employer contribution / active EE | $2,494 | $4,375-43.0% | $4,034-38.2% | $4,379-43.0% |
| Participant deferral / active EE | $14,829 | $5,842+153.8% | $5,318+178.9% | $6,730+120.3% |
| Admin fee / account holder | $148 | $11,961-98.8% | $10,693-98.6% | $14,365-99.0% |