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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,169 | $81,331+399.4% | $155,534+161.1% | $80,935+401.8% |
| Participation rate | 82.7% | 66.3%+16.4pp | 78.2%+4.5pp | 67.7%+15.0pp |
| Annual return | 10.41% | 33.37%-23.0pp | 64.92%-54.5pp | 35.66%-25.2pp |
| Employer contribution / active EE | $11,858 | $3,105+281.9% | $4,675+153.7% | $2,757+330.1% |
| Participant deferral / active EE | $8,600 | $3,454+149.0% | $5,630+52.7% | $4,299+100.0% |
| Admin fee / account holder | $13,771 | $7,999+72.2% | $15,900-13.4% | $6,924+98.9% |