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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,432 | $138,386-33.2% | $184,260-49.8% | $80,935+14.2% |
| Participation rate | 97.1% | 83.9%+13.2pp | 86.8%+10.3pp | 67.7%+29.5pp |
| Annual return | 10.03% | 20.02%-10.0pp | 28.84%-18.8pp | 35.66%-25.6pp |
| Employer contribution / active EE | $5,935 | $4,851+22.4% | $6,427-7.7% | $2,757+115.3% |
| Participant deferral / active EE | $8,072 | $7,076+14.1% | $9,133-11.6% | $4,299+87.7% |
| Admin fee / account holder | $69,677 | $10,489+564.3% | $13,898+401.4% | $6,924+906.3% |