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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,396 | $129,737+76.8% | $119,126+92.6% | $154,746+48.2% |
| Participation rate | 94.7% | 78.9%+15.9pp | 75.8%+19.0pp | 80.7%+14.0pp |
| Annual return | 16.91% | 379.08%-362.2pp | 282.11%-265.2pp | 172.34%-155.4pp |
| Employer contribution / active EE | $10,577 | $4,375+141.8% | $4,034+162.2% | $4,379+141.5% |
| Participant deferral / active EE | $11,481 | $5,842+96.5% | $5,318+115.9% | $6,730+70.6% |
| Admin fee / account holder | $110,292 | $11,961+822.1% | $10,693+931.4% | $14,365+667.8% |