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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,267 | $101,795-28.0% | $165,100-55.6% | $80,959-9.5% |
| Participation rate | 96.6% | 71.8%+24.7pp | 78.6%+17.9pp | 67.7%+28.9pp |
| Annual return | 13.42% | 16.73%-3.3pp | 70.21%-56.8pp | 35.67%-22.3pp |
| Employer contribution / active EE | $7,360 | $2,954+149.2% | $4,348+69.3% | $2,757+166.9% |
| Participant deferral / active EE | $636 | $4,476-85.8% | $6,035-89.5% | $4,300-85.2% |
| Admin fee / account holder | $6,536 | $8,221-20.5% | $12,696-48.5% | $6,925-5.6% |