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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,180 | $81,504+175.1% | $102,437+118.8% | $80,959+176.9% |
| Participation rate | 75.9% | 66.9%+9.0pp | 74.5%+1.4pp | 67.7%+8.2pp |
| Annual return | 9.45% | 25.60%-16.1pp | 24.95%-15.5pp | 35.67%-26.2pp |
| Employer contribution / active EE | $2,720 | $3,104-12.4% | $3,871-29.7% | $2,757-1.4% |
| Participant deferral / active EE | $4,583 | $3,871+18.4% | $5,060-9.4% | $4,300+6.6% |
| Admin fee / account holder | $11,104 | $6,719+65.3% | $8,388+32.4% | $6,925+60.3% |