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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,738 | $212,386-8.3% | $199,883-2.6% | $138,895+40.2% |
| Participation rate | 85.7% | 87.4%-1.7pp | 86.8%-1.1pp | 79.9%+5.8pp |
| Annual return | 16.64% | 47.75%-31.1pp | 43.81%-27.2pp | 145.39%-128.8pp |
| Employer contribution / active EE | $4,070 | $6,625-38.6% | $6,261-35.0% | $4,194-3.0% |
| Participant deferral / active EE | $5,578 | $9,617-42.0% | $9,138-39.0% | $6,396-12.8% |
| Admin fee / account holder | $7,469 | $18,233-59.0% | $17,268-56.7% | $12,562-40.5% |