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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,231 | $94,436+36.8% | $115,599+11.8% | $82,637+56.4% |
| Participation rate | 97.4% | 70.4%+27.0pp | 74.3%+23.2pp | 68.1%+29.4pp |
| Annual return | 11.62% | 18.37%-6.8pp | 111.10%-99.5pp | 53.51%-41.9pp |
| Employer contribution / active EE | $2,784 | $2,324+19.8% | $2,955-5.8% | $2,552+9.1% |
| Participant deferral / active EE | $5,124 | $3,955+29.6% | $4,889+4.8% | $4,126+24.2% |
| Admin fee / account holder | $1,573 | $10,328-84.8% | $12,841-87.7% | $7,339-78.6% |