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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,691 | $93,345-9.3% | $119,126-28.9% | $87,485-3.2% |
| Participation rate | 72.0% | 68.7%+3.3pp | 75.8%-3.8pp | 68.9%+3.1pp |
| Annual return | 10.84% | 19.08%-8.2pp | 282.11%-271.3pp | 26.06%-15.2pp |
| Employer contribution / active EE | $1,752 | $3,172-44.8% | $4,034-56.6% | $2,596-32.5% |
| Participant deferral / active EE | $5,304 | $4,099+29.4% | $5,318-0.3% | $4,274+24.1% |
| Admin fee / account holder | $60,497 | $8,039+652.6% | $10,693+465.7% | $7,775+678.1% |