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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,251 | $107,421-62.5% | $182,262-77.9% | $94,015-57.2% |
| Participation rate | 96.4% | 77.8%+18.6pp | 84.2%+12.2pp | 70.8%+25.6pp |
| Annual return | 18.27% | 21.32%-3.0pp | 140.60%-122.3pp | 17.84%+0.4pp |
| Employer contribution / active EE | $1,697 | $3,448-50.8% | $5,046-66.4% | $2,790-39.2% |
| Participant deferral / active EE | $3,569 | $6,558-45.6% | $8,276-56.9% | $4,249-16.0% |
| Admin fee / account holder | $1,741 | $8,692-80.0% | $16,712-89.6% | $8,951-80.6% |